PawnSmarts comes set up for Louisiana out of the box — 90-day loan terms, English-language records, model and serial capture, age checks and police reporting all handled for you.
Louisiana pawn loans run a 90-day term at a fixed, state-mandated interest rate, with pawnbrokers licensed through the Office of Financial Institutions under Louisiana Revised Statutes Title 37, Chapter 36, and records kept in English for police and sheriff inspection. PawnSmarts arrives already configured for those rules — pawns, buy-outs, layaway, retail POS, customers and reporting in one fast system — so you write a ticket in about 30 seconds and the software handles the paperwork, the math and the reporting behind it.
Louisiana pawnbrokers are licensed through the Office of Financial Institutions and operate under Louisiana Revised Statutes Title 37, Chapter 36. PawnSmarts keeps the records those rules require and produces them on demand.
To be licensed by the Office of Financial Institutions, a Louisiana applicant must have verifiable net assets of at least $50,000, or maintain a $50,000 surety bond issued by a surety licensed in Louisiana. PawnSmarts keeps the clean, complete transaction history that makes license renewals and inspections straightforward.
Louisiana law gives law enforcement inspection authority over pawn records for stolen-property investigations. PawnSmarts builds your police reports from the same data you enter at intake and exports straight to LEADS Online — no double entry, no end-of-day scramble.
Simple, honest pricing — no contract, no setup fee, no exit fee.
Pawn tickets, retail POS, LEADS Online export, OFAC checks, inventory with cost basis and margin, customer records with ID scan and photo, reports and daily close. Month to month, cancel anytime.
Everything in Essential plus 3 automatic reminders before each loan is due, online payment so pledgors pay from home, advanced analytics, multi-location and staff PIN roles.
Own PawnSmarts Professional outright with a single payment. No monthly fee.
On Professional, every pledgor gets three reminders by text and email before a loan is due, with a secure link to pay online. Fewer forfeitures, more redemptions, fewer phone calls. PawnSmarts works offline and auto-syncs when you reconnect, and it runs on Windows, Mac, iPad, Android or any browser.
See how PawnSmarts handles police reporting and LEADS Online, compare requirements across states in our US licensing guide and the states we serve, or start with the basics in what pawn shop software is.
Louisiana law sets a 90-day term for pawn loans with a fixed, state-mandated interest rate. PawnSmarts applies the 90-day term automatically, calculates interest, and flags loans approaching maturity and forfeiture — so you always know which items are due, late, or eligible for disposition.
To be licensed by Louisiana's Office of Financial Institutions, applicants must demonstrate verifiable net assets of at least $50,000, or maintain a $50,000 surety bond issued by a surety company licensed in Louisiana. PawnSmarts keeps clean, complete transaction history that makes license renewals and inspections straightforward.
No. Louisiana law bars pawnbrokers from operating on Sundays, except during the period from the fourth Thursday of November through January 1 (roughly the holiday shopping season). PawnSmarts is configured to work within this schedule.
Louisiana law gives city police superintendents and parish sheriffs inspection authority over pawn records for stolen-property investigations. PawnSmarts builds police reports from the same data entered at intake and exports directly to LEADS Online — no double entry required. Records are searchable, printable, and exportable on demand for any inspection.
PawnSmarts is $89/month for Essential, $129/month for Professional, or $2,995 one time, month to month with no contract, no setup fee, and no exit fee. Every plan ships with LEADS Online export, OFAC checks, and all 48 states preconfigured, runs offline and syncs in any browser or device, and is free when you process cards through PawnSmarts; switching shops costs $395 for migration and you're live in under 24 hours.
Open the live demo and click around. If it looks right, sign up and we'll move your data for $395.
Questions? [email protected] · 800-710-6184