What a POS System Costs

Pawn POS Systems — What You'll Actually Pay

Prices run from a few hundred dollars to several thousand, and many vendors hide the number behind a sales call. PawnSmarts publishes its pricing: $89/month, or $2,995 to own it outright. No contract, no surprises.

Try the Live Demo → See Pricing

A pawn POS system is the combination of point-of-sale software and the hardware it runs on that a pawn shop uses to write loans, ring retail sales, track inventory and report to police from one place. Pricing ranges from a few hundred dollars to several thousand depending on the vendor, and many vendors hide the number behind a sales call rather than publishing it. PawnSmarts publishes its pricing: $89/month for Essential or $129/month for Professional, or $2,995 to own it outright, with no contract.

A "system" is more than software

A pawn POS system is usually a computer, the software that runs on it, and the hardware it drives — receipt and label printers, cash drawers, barcode and license scanners, and a webcam. PawnSmarts changes that math: it runs in any browser on the Windows PC, Mac, iPad, Android tablet or phone you already own, so there's no special box to buy and no developer-supplied computer to get locked into.

For peripherals, you're free to buy from companies that sell and support PCs and POS hardware locally — there's no benefit to buying a computer from a software vendor and several drawbacks (higher cost, no hands-on local support). See our compatible hardware guide for what works.

What pawn software actually costs

The cost of a pawn POS system ranges from a few hundred dollars to thousands depending on the vendor. The most expensive vendors refuse to publish prices at all — they make you call so a salesperson gets a shot at justifying the number before the sticker shock sends you elsewhere. PawnSmarts does the opposite and puts the price right on the page.

PawnSmarts pricing

  • Essential — $89/month. Pawn tickets, retail POS, LEADS Online export, OFAC checks, inventory, customer records, reports, store credit, 48 states pre-configured. Month to month, cancel anytime.
  • Professional — $129/month. Everything in Essential plus reminders, online pledgor payments, advanced analytics, ATF Bound Book + Form 4473, gun log, multi-location and layaway.
  • One-time purchase — $2,995. Own PawnSmarts Professional outright.
  • or Free. No software charge if you use our integrated credit-card processing.
  • Data migration — $395, done for you, live in under 24 hours.

No setup fee. No exit fee. No contract of any kind.

The case for $89/month over a forced sales call

Month-to-month pricing only works for you when there's no contract trapping you in it — and PawnSmarts has none. You can leave any month. There's no padded "support fee" baked in, no open-ended annual charge that creeps up once you're locked in, and no withholding of updates if you don't pay an optional extra. The number you see is the number you pay, and it's a fraction of the $200–$350 a month many competitors charge.

Prefer to own it? Take the one-time $2,995 purchase and the software is yours. It's the same Professional system either way — you just choose whether you'd rather pay monthly or once.

Switching is fast and done for you

If you're moving off another system, data migration is $395 and we handle it — most shops are live in under 24 hours with their customers, loans and inventory carried over. No multi-week onboarding, no data-entry marathon.

Keep reading

See the full feature set in our pawn shop POS guide and the overview of what pawn shop software does. Compare us head to head on the comparison page, read independent reviews and rankings, and check the states we serve.

Frequently Asked Questions

How much does a pawn shop POS system cost?

A pawn POS system costs anywhere from a few hundred dollars to several thousand depending on the vendor, and many of the priciest vendors refuse to publish a number at all, charging $200 to $350 a month or more. PawnSmarts publishes its price: $89/month for Essential, $129/month for Professional, or a one-time $2,995 to own Professional, with no contract and no setup fee.

What is included in a pawn POS system?

A pawn POS system includes the point-of-sale software plus the hardware it drives, such as receipt and label printers, a cash drawer, and barcode and license scanners. Because PawnSmarts runs in any browser on the Windows PC, Mac, iPad or phone you already own, there is no special terminal to buy, and the software, pawn tickets, retail POS and reporting are all included from day one.

Does pawn POS software require a contract?

It depends on the vendor; some lock shops into multi-year agreements or bundled "support" fees, while others bill month to month. PawnSmarts has no contract of any kind, no setup fee and no exit fee, so you can cancel any month, and the price you see is the price you pay.

Is the monthly plan or the one-time purchase a better deal?

Both buy the same Professional system; the choice is whether you would rather pay $129/month with no commitment or pay $2,995 once and own it. PawnSmarts also waives the software charge entirely if you run your card processing through it, and data migration from another system is $395 with most shops live in under 24 hours.

No Credit Card · No Installation · No Sales Call

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Open the live demo and click around. If it looks right, sign up and we'll move your data for $395.

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