Both run your shop. PawnSmarts does it faster, posts its price, works offline, and switches you over in under 24 hours — with no contract.
PawnMate is a web-based pawn shop system. PawnSmarts gives you the same cloud convenience plus three things PawnMate users tell us they want: a price that's posted, software that keeps working when the internet doesn't, and reminders that bring pledgors back before loans forfeit.
| Decision factor | PawnMate | PawnSmarts |
|---|---|---|
| Monthly cost | Call for pricing | $89 or $129/mo — posted |
| One-time option | Subscription only | $2,995 once to own Professional |
| Contract | Often required | None. Cancel anytime |
| Works offline | Down without internet | Keeps working, auto-syncs |
| Pledgor reminders & online pay | Limited | 3 reminders + secure pay links |
| LEADS Online & police reporting | Yes | Included on every plan |
| License-scan auto-fill | Yes | Yes — new pawn in ~30 sec |
| Switch over | — | $295, live in under 24 hours |
The price is on the page. No phone call, no quote, no sales pitch. Essential is $89/month and Professional is $129/month — month to month, cancel anytime. Prefer to own it? PawnSmarts Professional is $2,995 once. And with integrated credit-card processing, the software charge can be free.
Your shop stays open when the internet doesn't. If PawnMate loses its connection, you're stuck. PawnSmarts keeps writing tickets and taking payments offline, then syncs automatically the moment you're back online.
Fewer forfeitures. On the Professional plan, PawnSmarts sends three automatic SMS and email reminders before each loan is due, each with a secure payment link. Pledgors pay from home and the loan updates instantly — so more loans get redeemed and renewed.
PawnMate does not publish pricing on its website — you must call for a quote. PawnSmarts publishes every number: $89 or $129/month with no contract, or $2,995 to own Professional outright. No setup fee, no exit fee.
Yes. PawnSmarts keeps writing tickets and taking payments when the internet drops, then syncs automatically when you reconnect. PawnMate is cloud-dependent and stops working without a connection.
Yes. Our team migrates your PawnMate customers, loans and inventory for a one-time $295 and gets you live in under 24 hours. No long export-import project on your end.
On the Professional plan ($129/month), PawnSmarts automatically sends three SMS and email reminders before each loan is due, each with a secure payment link so pledgors can pay from home. More reminders means fewer forfeitures.
A strong PawnMate alternative posts its pricing, works offline and lets you switch without a contract. PawnSmarts offers all three — $89 or $129/month (or $2,995 once), full offline operation with auto-sync, pledgor reminders with online payment, and a $295 migration that has you live in under 24 hours.
See the full plan breakdown on our comparison and pricing page, or read our reviews and rankings.
Open the live demo and click around. If it looks right, sign up and we'll move your data.
Questions? [email protected] · 800-710-6184