Pawn Shop Software
that writes a pawn in 30 seconds
See it in action ~ Play the video
Talk to or touch PawnSmarts to enter data.
Try it. Touch 'Customer'
(on the right)
Make a selection. Watch PawnSmarts move to the next field and offer choices. Slick as that. Far less flipping between keyboard and mouse. No typos!
Add a gun or jewelry in 10 seconds (with practice).
Scan a customer's license and their name, address, DOB, and ID number fill in automatically. Training a new hire takes about 10 minutes, loan to redemption.
Works on whatever you already own — a Windows PC or laptop, Mac, iPad, tablet or your phone.
3 times pledgors are
reminded to pay.
They Pay From Home.
Money goes to your bank.
No phone calls. Fewer forfeits!
3 Auto-Sent Texts-Emails
Zero Calls From You.
PawnSmarts sends a reminder before the due date, on the due date, and again during grace: "Your loan is coming due (due or past due). Here's what you owe. Tap here to pay."
You don't lift a finger. The whole thing happens while you're doing more profitable things.
Pledgor Pays From Home.
Loan Updates Instantly.
No driving in. No phone tag. The pledgor taps the link, sees their item and amount owed, and pays with any card — from their phone or computer.
PawnSmarts marks the loan renewed or redeemed the moment payment clears. You see it in the app in real time.
“Simple, easy to use, affordable. I was up and running the same day I switched.”
with your data
Switch in Less Than
24 Hours.
Your customers, open loans, inventory and gun log come with you. Use your current equipment.
Send Us Your Data.
We Do the Rest.
We convert it — customers, open loans, transaction history — and load it into your PawnSmarts account. You open PawnSmarts and your shop is already there.
The switch typically takes less than 24 hours, start to finish. Most shops go live the same day they decide to switch. No setup fee. No contract.
$89 or $129/Month ~ or Free!1
No Contract. No Surprises.
Month to month. Cancel anytime. No setup fee. No annual commitment.
Everything You Need
to Run Your Shop.
$89/month, month to month. Pawn shop software designed for speed. From $89/month. Free data conversion. No contract. Auto Pawn Reminders & Online Loan Payments
No setup fee. No exit fee. No contract of any kind.
Need pledgor reminders and online payment? Those are in the Professional plan at $129/month.
Everything in Essential,
Plus Tools That Grow Revenue.
The Professional Plan adds the capabilities that grow revenue and reduce forfeitures:
SMS & Email Reminders + Online Payment — three automatic texts before each loan comes due, each with a secure payment link. Pledgor pays from home, loan updates instantly. This is the feature that pays for the upgrade.
Advanced Analytics — loan aging trends, redemption rates, revenue by category, employee performance, and forecasting dashboards.
Drip Campaigns & Broadcasts — automated follow-up sequences for grace period customers, 90-day win-backs, birthday messages. Bulk SMS and email to customer segments.
Multi-Location, Staff Roles, ATF Bound Book, Custom Tickets, Layaway — everything a growing shop needs.
1 No charge for the software if integrated credit-card processing is included.
Internet Down?
Keep Working.
When the Internet is down, PawnSmarts keeps running and syncs back up when the Internet return.
Power Outage. Storm.
Your Shop Stays Open.
No desktop software to install. No server in the back room. PawnSmarts runs on whatever device you have — Windows laptop, iPad, Android tablet, or your phone.
Internet goes down? Keep writing tickets. Keep getting paid. When connectivity returns, everything catches up automatically in the background. No data loss. No delays.
No internet at all? A $10/month phone data plan keeps your whole shop running.
What Shop Owners Are Saying
“Simple, easy to use, affordable. I was up and running the same day I switched.”
“The coming-due reminders alone are worth it. Forfeiture rate dropped in the first month.”
“My old software was too complicated and too expensive. PawnSmarts is the opposite of that.”
PawnSmarts vs. What You’re Using Now
| PawnSmarts | Other Cloud POS | Pawnmaster / Legacy | |
|---|---|---|---|
| Monthly cost | $89–$129 | $200–$350+ | $100–$200 |
| Contract required | None | 1–3 years | 1 year+ |
| Pledgor payment reminders | Professional plan | Limited | No |
| Pledgor pays online | Professional plan | No | No |
| Works without internet | Yes | No | No |
| Works on phone / tablet | Yes — any browser | Limited | No |
| Data migration | $295 one-time — done for you | Extra cost | DIY |
| Time to switch | < 24 hours | Weeks | Days to weeks |
| Setup fee | None | Yes | Yes |
| Export data anytime | Yes — one click | Locked in | Varies |
Everything Already Included.
Green checks are in both plans. PRO features are in the $129 Professional plan.
- ✓ Pawn loans — create, partial payment, renew, redeem, forfeit with full audit trail
- ✓ Retail POS — sales, tax, cash / card / Venmo / CashApp / store credit
- ✓ Inventory management with cost basis, asking price, margin tracking
- ✓ LEADS Online export built in
- ✓ OFAC compliance checks on customer records
- ✓ Customer records with ID scan, photo capture, notification preferences
- ✓ Reports — daily close, sales tax, loan aging
- ✓ 48 states pre-configured with correct interest rates and pawn rules
- ✓ Barcode scanning for inventory and sales
- ✓ Built-in AI help on every screen — ask a question, get an answer
- ✓ Training Mode for new employees — guided field by field
- ✓ Works offline — internet goes down, keep writing tickets
- PRO SMS & email reminders to pledgors with payment links
- PRO Pledgors pay online — loan updates automatically
- PRO ATF Bound Book auto-generated for firearms; Form 4473 at redemption
- PRO Gun log with serial numbers and disposition records
- PRO Advanced analytics — P&L, revenue by category, forecasting
- PRO Drip campaigns & broadcasts
- PRO Multi-location support & staff roles with PIN lock
- PRO Layaway tracking & custom ticket templates
See It Working in
5 Seconds.
Open the live demo and click around. If it looks like what you've been looking for, sign up and we'll move your data.
Questions? [email protected] · 800-710-6184